Moving Forward

No expert forecast or calculation could have predicted just how much the world changed last year. Though there is still considerable collective uncertainty, mobility is evolving in exciting ways, and disruption is the name of the game in the transport industry. An increasing number of people own a car, yet…

Digital Currencies: On the Verge of Mainstream?

From their inception in the early 2010s, until their meteoric rise to fame in 2017 on the back of Bitcoin’s astronomical bull market, digital (crypto) currencies were relatively obscure. Despite this, the technology behind them, blockchain, has robustly demonstrated its potential for use in financial services. As a cryptographically…

Legal Tech Held Back By Low Connectivity In Africa

Legal tech, is slowly taking off in Africa, and like in many other parts of the world, it is helping to disrupt the legal services industry, which has traditionally been very conservative. Such companies are levelling the playing field and ultimately benefitting the consumer.  Outfits like Lenoma, for…

Bigger Not Always Better for Bank Cyber Risk Scores

Big banks are not automatically well equipped to combat the rapidly growing problem of cybercrimes, according to a new Fitch Ratings report. “Exploring Bank Cybersecurity Risk” outlines how cybersecurity issues can impact bank credit ratings. Fitch collaborated on the report with SecurityScorecard, a leading cybersecurity…