Data Driven or Instinct?

With every corner of modern business getting inundated with data, is there any space left for instinct to fit into business strategies? Data and intuition are frequently seen as conflicting concepts, but taking both ideas and numbers into account in policymaking can improve confidence and drive campaign goals. Great leaders…

Autumn Quarterly Market Overview 2019

While currency, equity and bond markets yo-yo at the mercy of Trade War headlines it is worth recalling the story that in the 1420s China sent a massive fleet all the way to Europe helping to trigger the Renaissance. It did not end well. All evidence of the voyage was…

Facebook’s Libra Likely to Face Global Bank, Anti-Trust Rules

Fitch Ratings does not see stablecoins (cryptocurrencies backed by reserves) such as Facebook’s Libra accepted by global authorities until their backers are regulated akin to large, systemic banks. The global pushback by regulatory and monetary authorities accompanies the recent departures of MasterCard and Visa…

The Identity Challenge: How Can Banks Know Who’s Who?

Technology has transformed the world of banking, bringing all manner of new services to the table and revolutionising the way that customers manage their finances. Gone are the days of fixed branches and localised appointments. Today’s banking is done with the click of a button. However, technology has also brought…

The EU and Banks are Falling Behind in The Global Fintech Race

The CEO of one of the world’s largest independent financial organisations will call on the EU to launch its own cryptocurrency in order to compete globally. Joining a line-up at the Delta Summit in Malta that includes Apple co-founder Steve Wozniack and the Prime Minister of Malta, deVere’s chief executive and…