Malta’s Residency-By-Investment: Permanent Benefits and Immediate Stability

Malta has redefined the concept of residency-by-investment with a programme that offers not only offers added value in terms of benefits, but also efficiency via a straightforward and transparent application process and requirements, Thanks to updated financial criteria and an even more streamlined application process, the Malta Permanent Residence Programme (MPRP) now stands as one of the most accessible and attractive gateways to a secure future in Europe.

A residency route that doesn’t keep you waiting
In the world of investment migration, many programmes require applicants to jump through bureaucratic hoops for years before they can secure permanent status. The MPRP sets itself apart by offering permanent residency from day one, eliminating uncertainty and lengthy renewal processes. It’s a clear, reliable path for global investors seeking a solid base in a well-connected, stable European country.

Approved applicants gain the right to reside in Malta permanently and can enjoy visa-free travel across Schengen for up to 90 days in any 180-day period. The programme also allows applicants to include up to four generations of family members under one application, providing peace of mind and security for loved ones.

A programme that moves with the times
To remain aligned with economic trends, Malta has refreshed its programme requirements while maintaining its competitive edge. The revised financial thresholds and harmonised property criteria reflect the country’s commitment to keeping the MPRP accessible and relevant.

Applicants now have two simple financial entry points:

• Option 1: €500,000 in total assets, including at least €150,000 in liquid financial assets.
• Option 2: €650,000 in total assets, with a minimum of €75,000 in liquid financial assets.

Property investment is now standardised across the country for clarity: investors can either purchase a property for at least €375,000 or rent one with a minimum annual lease of €14,000.

Application fees include a non-refundable €50,000 administrative fee with additional dependants included for €10,000 each. Government contributions are also part of the requirements: €30,000 for property buyers and €60,000 for those who opt to rent.

“To continue delivering value and maintain the MPRP’s position as a premier residency-by-investment option, we’ve updated the eligibility criteria and investment requirements, while improving internal processes and reducing processing times, without compromising our stringent due diligence.”

A small island with global reach
At just 316 square kilometres, Malta punches well above its weight. With a population of 520,000, a GDP of an estimated €22 billion, and a per capita income of around €33,000, it rivals much larger EU nations economically. Its strategic location – between Europe, North Africa, and the Middle East – makes it a valuable crossroads for trade, business, and culture.

A full EU and Schengen Zone member since 2004, Malta offers investors business opportunities as part of the world’s most dynamic economic areas. Its robust industries, ranging from financial services and iGaming to fintech, maritime, aviation, film, pharma and hospitality, make it a compelling choice for those seeking business growth alongside personal security.

A lifestyle that’s easy to love
Beyond economics, Malta delivers an enviable lifestyle. With a Mediterranean climate and over 300 days of sunshine a year, and English as an official language, the island offers a seamless transition for foreign investors. Its low crime rate, reliable healthcare system, reputable educational institutions and rich cultural heritage (including three UNESCO World Heritage Sites) further elevate the quality of life.

Efficient, transparent, and built for the future
Jonathan Cardona, CEO of Residency Malta Agency, highlights the vision behind the programme’s enhancements:

“To continue delivering value and maintain the MPRP’s position as a premier residency-by-investment option, we’ve updated the eligibility criteria and investment requirements, while improving internal processes and reducing processing times, without compromising our stringent due diligence.”

Residency Malta’s mission remains clear: to offer a programme that’s not only secure and efficient, but also transparent and built to last. According to Cardona, “Our aim is to remain the foremost agency in the industry, with a reputation built on trust, excellence, and integrity.”

Malta’s MPRP: a unique opportunity in today’s market
Unlike many other programmes around the world, Malta continues to offer immediate permanent residency and the flexibility to rent – an increasingly rare combination. For global investors and families seeking long-term stability in Europe, the MPRP presents one of the most straightforward and rewarding paths available.

Whether you’re seeking lifestyle, legacy, or business expansion, Malta’s permanent residence programme offers a clear path forward in an increasingly complex world.

For more information visit www.residencymalta.gov.mt