The Crypto Finance Revolution

The digitisation of value, driven by blockchain technology, could be the most transformative theme of the 21st century in finance. In addition to creating digital currencies, blockchain technology has many other uses. One of the most important is in the ownership of digital assets. Increasingly, blockchain technology is playing…

Digital Money – Freedom or Control?

With some autocratic regimes now using digital money for economic control and surveillance, can the original promise of cryptocurrency endure? Ten years ago, bitcoin was introduced as the first open-source, decentralised, peer-to-peer cryptocurrency. The idea of money perpetrates every level of our lives. We…

The Great Transition

There has been a staggering fall in the price of solar and wind power in the last decade, alongside a call for climate action, leading to a rapid expansion of these technologies. Global demand for energy is on the rise, and as consumption increases our dependence on carbon-emitting fossil…

New Leadership At The ECB And BoE: The Talk Of The Town

Both the ECB and BoE are likely to be under new leadership within the next nine months. While Draghi’s eight-year term expires in October, Mark Carney’s is expected to end in January 2020. This transition will come at a pivotal time when both banks are struggling to initiate the process…

Digital banking: Brave New world or House of Cards?

Financial companies are increasingly turning to advanced technology to bolster their key services. Automated fund management is becoming a daily reality for many retail investors as advanced financial technology becomes miniaturised – companies like Nutmeg have built their business model on mobile-based automatic investment. With that shift comes a heavy…